Selection
Lendica's proprietary underwriting model qualifies businesses based on fundamentals, location and technology. We select only the best businesses so we can offer the best rates!
Precision Underwriting. Automated Collection. Total Solution.
Lendica's proprietary underwriting model qualifies businesses based on fundamentals, location and technology. We select only the best businesses so we can offer the best rates!
We work with the top payment processing partners to make deployment of capital and collection easy for both parties. Your processor may already be approved!
We are a trusted resource to the credit market and it is our fiduciary duty to protect the private information of our partners. This includes borrowers and investors.
Lendica's advanced underwriting helps you save.
We can offer the lowest rates because our system does most of the number crunching, and more.
We use your business location to help understand the local market and project your growth. In a less populated area? No problem! Our models focus on your unique scenario and qualify you accordingly.
We support multiple locations. Tell us about your anchor store and we'll include the rest in our analysis.
Get StartedAs important to our analysis as the quantitative data is, our qualitative assessment can impact your deal.
Visit our Resource Center for more information.
When you submit your application, the Lendica underwriting model starts cranking. We will immediately reach out with next steps regarding your credit, system integration, and more.
Lendica partners with private credit investors that have expertise in small business lending markets. These lending partners work with Lendica to qualify good borrowers and get capital to them quickly.
Lendica is focused on providing efficient and cost-effective capital markets. Borrowers may be subject to an origination fee only upon issuance of your working capital. It is absolutely free to apply!
Lendica may require its borrowers to provide Experian FICO scores. In the event that a hard credit pull is required, your FICO score may be impacted.
Lendica’s edge is its ability to quickly underwrite, deploy, and collect on your working capital. Businesses that do not currently have technology to accept debit card transactions can apply here.
Yes! Lendica prides itself on being fully transparent throughout the underwriting process. If you for whatever reason do not qualify, we will gladly share why and work to help you next time around!